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The Relationship Between Corporate Loans and Credit Bureaus
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Corporate loans are the foundation upon which many businesses are built. The flow of money is what drives the business world and, in many cases, a corporate loan aids in the process. Basically, a corporate loan is a loan used by a business. They are most often used for financial investments to build the business and recently there has been a move by banks to rely less on credit bureaus before granting a loan.


Credit Reports and Retail Businesses

In the midst of the 2008 financial crisis, many retail businesses experienced delinquencies in their loan payments, which resulted in lower...

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Things That Fintech Startups Can Learn As They Take the Banking Industry by Storm
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Fintech has been the centre of hype in the recent past with most of their focus being what traditional banks are doing wrong. This has been the reason why fintechs have continued to attract gigantic investment, with $31 billion being injected into the sector last year. However, the truth is that many banks are still doing many things the right way, and fintech startups can learn from them. Here are some areas where fintech’s prerequisites and banks’ expertise connect: 


Dealing proactively with the law 

Compliance with financial regulations can be...

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The Process of Factoring
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Factoring can be defined as the discounted selling of receivable accounts by the owner of the business to another party for the purpose of raising funds or to source capital. The third-party in the business transaction is the one termed as the factor. Factoring is among the oldest types of financing a business. It is used as a tool for cash management for several companies. It is widespread in some industries like the clothing sector and where the business cycle involves long receivables. Although it is considered an expensive method of financing, the method has still managed to become more...

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